Trying to find a legitimate home business opportunity on-line? There are a lot of legitimate programs available - however there are also a lot of so-called 'home money systems' scams, particularly in this economy. Here's what you have to know to spot a scam.

1. The Freelance Writing Scam

As online marketing has become more common, so has the freelance writing scam. Now, there are legit writing gigs in existence, you just must know how to spot the frauds. If somebody is a bit ambiguous as far as payment conditions, or would want you to submit more than one or even two samples of work to be considered for the job, beware. Scammers may accumulate samples from a lot of writers, and there you go - free content for his or her web pages. The very best thing to do is to sign up with a freelance internet site that facilitates bidding on jobs, and keeps an eye on employers to ensure that they pay the individuals who work for them.

2. The Home Assembly and/or Medical Billing/Transcription Scam

This has been around for so many years, and is often touted as among the best home money programs out there. Basically, you are informed how much cash you can generate - and then you're told that to get going, you have to get a starter kit, supplies and training materials. Of course, this is how the money is made - by promoting the kits. When you purchase the kit, the company suddenly vanishes and you have no work! Or, you make some accessories, send it in, and it will get rejected for not 'meeting quality control standards.' So far as medical transcription and billing goes, this sort of work does get outsourced, but primarily to transcription firms - not to freelancers doing it in their standby time.

3. The Envelope Stuffing/Email Sending Scam

These are just the exact same scam - just one of them has moved on the web! This is a home money systems scam that guarantees you easy money just for stuffing and mailing envelopes or for processing emails. Normally, they give you a set amount of cash per envelope or email. Usually, envelope scam requires you to send a little sum of money in a self-addressed, stamped envelope so you could get more information - and you find yourself getting a bunch of envelope-stuffing ads back, which you're then supposed to ship to different people requesting details about exactly the same thing! With the emails, they're usually spam electronic mail and you are just paid (if at all) when somebody buys whatever was advertised in the spam email. Not likely, is it?

In case you're looking at completely different home money systems, make sure you ask in depth questions about how you're getting paid, when, and who pays you. Be sure you know what you're being paid for, and what the terms are. Be very cautious if you're asked to pay a payment upfront in order to get details about the opportunity. Do your research about any company you are checking out, and check on-line for negative comments or experiences before you sign on.

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